SUM-Africa: Scaling up micro-insurance services in Mali and Uganda

2014-2018 Uganda, Mali

The SUM-Africa project provides low-cost satellite based drought insurance services to smallholder farmers in Mali and Uganda. By teaming up with Planet Guarantee in Mali and Agriculture Reinsurance Consultants in Uganda we aim to use satellite technology to improve food security and financial inclusion in developing countries.

About the project

In Mali, EARS is working together with Planet Guarantee as well as farmers collectives such as COPROCUMA and the national meteorological organization.

Operations in Uganda are led by Agriculture Reinsurance Consultants (ARC) with support from the Ugandan Ministery of Agriculture, Animal Industry and Fisheries, and several insurance companies united in the Agricultural Insurance Consortium. NUCAFE, a leading Ugandan coffee farmers organization, has joined the SUM-Africa project in 2016 to be able to provide its members with drought insurance.

SUM-Africa is the follow-up of the successful FESA project, where EARS first developed the methodologies to create satellite based drought insurance products.

Insurance products

Insurance products have been developed for maize (Mali and Uganda), beans (Uganda), coffee (Uganda), sesame (Mali), grassland (Uganda) as well as a generic product in both countries. The generic product does not target a specific crop, but rather is intended for smallholder farmers who cultivate a variety of crops. The generic product can also be used to protect general capital investments in agriculture against drought.